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Members |
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Information |
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BOYZ ROOM |
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Avoid Being a Victim of Identity Theft: |
1. Do not have your social security number printed on
your checks or dirver license.
2. When ordering new checks have them delivered to your
bank instead of your home address.
3. Keep a list/photocopy of all credit card information
including telephone numbers of the customer service
departments.
4. Shred pre-approved credit application, credit card
receipts, and other financial information before
throwing them in the trash.
5. Add your name to the name deletion list of the Direct
Marketing Associations mail preference service and
telephone preference used b the banks.
6. Remove your name from marketing lists to reduce the
number of pre-approved credit applications you receive.
7. Monitor your credit report from all three credit
reporting agencies, once a year check the report for
inaccuracies or accounts that you did not open.
8. Guard your social security number. It is key to your
credit report, banking accounts, and it the prime target
of the criminals.
9. Do not carry extra credit cards or other important
identity documents except when needed.
10. Do not mail bill payments and checks from home.
They can be stolen from your mailbox and washed clean in
chemicals. Take them to the post office or other
secured area.
11. Order your social security earnings and benefit
statement once a year to check on fraud.
12. Examine the charges on your credit card statements
before paying them.
13. Cancel in writing unused credit card accounts.
14. Never give your credit card number (not even the
last 4 digits) or personal information over the phone
unless you have initiated the call and you trust the
company.
Credit Reporting Agencies:
Equifax
To report fraud 1-800-766-0088
To order your credit report 1-800-685-1111
www.equifax.com
Transunion
To report fraud 1-800-888-4213
To order your credit report 1-800-8884213
www.transunion.com
Experian
To report fraud 1-888-397-3742
To order your credit report 1-888-397-3742
www.experian.com
To learn more about identity theft -
www.identitytheft.org
www.privacyrights.org
www.consumer.gov/idtheft
Federal Do Not Call List 1-888-382-1222
Massachusetss Do Not Call List 1-866-231-2255
Marketing Lists - remove pre-approved credit card
applications 1-888-567-8688
FTC 1-877-438-4338
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